Illinois Seniors Urged to Review Medicare Plans During Open Enrollment
Seniors in Illinois are being urged to review their Medicare coverage as plan options and premiums change for 2026.
Medicare Open Enrollment Underway in Illinois
The Illinois Department of Aging (IDoA) is urging Medicare beneficiaries to review their health and prescription drug plans during the 2025 Open Enrollment Period, which runs October 15 through December 7.
According to the press release, this annual period allows individuals to compare plans, switch coverage, or make changes to ensure their plan continues to meet their medical and financial needs for the coming year.
Fewer Drug Plans and Rising Premiums for 2026
According to the state's Senior Health Insurance Program (SHIP), the 2026 Medicare plans will have notable changes.
SHIP Director Sandy Leith said beneficiaries should be vigilant when reviewing their drug coverage, as there are fewer plans to choose from and some premiums have doubled in cost.
However, there are also four drug plans offering $0 premiums, which may benefit those trying to cut costs.
Leith emphasized that everyone on Medicare Part D or a Medicare Advantage plan should have received a notice detailing upcoming changes.
Your health needs can change from year to year, and so do Medicare plan costs and coverage. Please read your letters carefully to make sure your plan will still be available for 2026. -SHIP Director Sandy Leith
Free Counseling Available Through SHIP
To help Illinois residents make informed decisions, SHIP offers free, unbiased counseling through trained volunteers who assist beneficiaries, caregivers, and families in evaluating options for coverage.
SHIP counselors are available in person or online, and their assistance is valuable during this open enrollment process.
For those who change plans, new coverage will begin January 1, 2026. Individuals can get help by visiting a local SHIP site, using Medicare's Plan Finder, or calling 1-800-MEDICARE. TTY users can reach support at 877-486-2048.