With the latest round of bad news for Sears, the BBB suggests you make use of any gift cards you may have lying around.

The same goes for product warranties and extended warranties, because if a company closes its doors forever, what happens to your gift cards and promises of repair or replacement?

The director of the Rockford Regional Office of the Better Business Bureau, Dennis Horton, explains, and shines the light on some hiring scams that could cost you money: